Open enrollment for health insurance plans offered through the Affordable Care Act began Nov. 1.

Anyone covered by Medicaid or insurance plans purchased through the marketplaces created by the ACA has until Dec. 15 to make changes to their plan or the federal subsidies they receive. If no changes are made, you will be automatically enrolled in the plan you have or a similar one, and you will receive the same amount of subsidies.

Administrators from the Centers for Medicare and Medicaid Services and St. John’s Medical Center encourage everyone to update their information and peruse the plans available to them.

Plans change, so individuals may find one with benefits similar to what they have now with a lower monthly premium.

Applications can be submitted online, over the phone or in person. Information is available at HealthCare.gov.

Anyone making less money than last year will be eligible for higher monthly subsidies, and those making more money will receive less. No matter what action you take, new insurance premiums kick in and deductibles reset Jan. 1.

According to the Centers for Medicare and Medicaid Services, 24,852 people in Wyoming signed up for insurance through the Affordable Care Act last year. Like last year, the enrollment period is roughly seven weeks, as opposed to the 92 days it was during the 2017 open enrollment period.

With less time to figure out how to navigate the system, help is available for finding the best plan. Navigators offer free one-hour sessions Tuesday evenings at Teton County Library. Call 733-2164, ext. 1, to make an appointment.

Some appointments also are available at St. John’s. Call 739-7244 or 739-7500, or 739-7554 for Spanish speakers.

Contact Tom Hallberg at 732-7079 or thallberg@jhnewsandguide.com.

Tom Hallberg covers a little bit of everything, from skiing to long-form feature stories. A Teton Valley, Idaho, transplant by way of Portland and Bend, Oregon, he spends his time outside work writing fiction, splitboarding and climbing.

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